Insurance issues

While I do have dental insurance from where I work (it's the only one I opted for at the time), I would like to add health and life insurance as well. First, of course, it's always a good idea to compare insurance carriers to see if I can save on insurance premiums. It's foolish to jump into anything this serious without doing some investigative work first.

I also want to be sure that the insurance does what it says it will do while I'm shopping around for cheaper insurance rates. I want to consider both my budget and the quality of what's offered. Saving money doesn't count for much if the provider doesn't hold up their end of the deal, does it?

I really wish we had looked into family insurance plans before Danny passed away. Anyone with a family should be thinking about how they will manage if something, God forbid, were to happen to them. It really is good planning to have life insurance. Advantage Term Life is a good place to start.

Have you done this for your family yet?